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At a bankLesson 2 of 2

Part 1 of 3, 0 done

14 min

How a bank makes a business loan

A bakery wants a bigger oven, and its bank says yes. Before the money moves, the loan passes through five teams, and any one of them can stop it. Follow it from the first meeting to the money.

Ticket 01 · The guess

How much have banks lent to businesses?

Banks lend to businesses for ovens, trucks, stock and payroll. In September 2026, how much did all US commercial banks have lent out in commercial and industrial loans, the Federal Reserve's main category of business loans?

$1 trillion
$0$10 trillion

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Sources and every number (1)

Sources

  • H.8 Assets and Liabilities of Commercial Banks in the United States, November 6, 2026, Table 2 (all commercial banks, seasonally adjusted, billions of dollars): commercial and industrial loans · Board of Governors of the Federal Reserve System, 2026

Every number

  • $2.96 trillionfederalreserve.gov ·2026 · Commercial and industrial loans held by all US commercial banks, September 2026, seasonally adjusted (the Federal Reserve's release on the assets and liabilities of commercial banks, released on the sixth of November 2026, table two: the month's average). The Fed's main category of business loans; loans on commercial property are counted separately.
  • $2.69 trillionfederalreserve.gov ·2026 · The same, September 2025, from the same table.
  1. Lessons›
  2. Inside a business›
  3. At a bank
  • ·Before this: Who works at a bank
Skip to the lesson

At a bankLesson 2 of 2

Part 1 of 3, 0 done

14 min

How a bank makes a business loan

A bakery wants a bigger oven, and its bank says yes. Before the money moves, the loan passes through five teams, and any one of them can stop it. Follow it from the first meeting to the money.

Ticket 01 · The guess

How much have banks lent to businesses?

Banks lend to businesses for ovens, trucks, stock and payroll. In September 2026, how much did all US commercial banks have lent out in commercial and industrial loans, the Federal Reserve's main category of business loans?

$1 trillion
$0$10 trillion

Spot something wrong?

Tell us what looks off. No name or email needed.

What kind of problem?

0 / 1000

We'll also send this page, the lesson, ticket 1, so we can find it. Nothing else. Privacy

·
Sources and every number (1)

Sources

  • H.8 Assets and Liabilities of Commercial Banks in the United States, November 6, 2026, Table 2 (all commercial banks, seasonally adjusted, billions of dollars): commercial and industrial loans · Board of Governors of the Federal Reserve System, 2026

Every number

  • $2.96 trillionfederalreserve.gov ·2026 · Commercial and industrial loans held by all US commercial banks, September 2026, seasonally adjusted (the Federal Reserve's release on the assets and liabilities of commercial banks, released on the sixth of November 2026, table two: the month's average). The Fed's main category of business loans; loans on commercial property are counted separately.
  • $2.69 trillionfederalreserve.gov ·2026 · The same, September 2025, from the same table.
  1. Lessons›
  2. Inside a business›
  3. At a bank
  • ·Before this: Who works at a bank